Birthday Opportunities

The most common month to be born in the United States is September. September 9 is the most common day, and December 25 is the least common day.1

Of course, every birthday is special, no matter when it falls on the calendar. And some birthdays bring new benefits or responsibilities. See whether you can match the following ages with the benefits related to that age.

    50    55    59½  62   65   66   67   70   70½    

___ 1. Eligible for full Social Security benefits for those born in 1960 or later

___ 2. Eligible to enroll in Medicare

___ 3. Earliest age to make catch-up contributions to IRAs and employer-sponsored
retirement plans

___ 4. Eligible for full Social Security benefits for those born between 1943 and 1954

___ 5. Generally able to withdraw money from a tax-deferred retirement plan without incurring a 10% federal income tax penalty

___ 6. Eligible for maximum Social Security worker benefit

___ 7. Must begin taking required minimum distributions from most tax-deferred retirement plans

___ 8. Earliest eligibility age to begin collecting reduced Social Security benefits

___ 9. Earliest age to make "catch-up" contributions to a health savings account

For further information, visit irs.gov, socialsecurity.gov, and medicare.gov.

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